Ace the New Jersey Title Agent Exam 2026 – Unlock Your Path to Success!

In a title commitment, the schedule that handles carry-over issues and how they were addressed is the one that records special exceptions or items that affect title but may have been cured by prior actions. This schedule tells you which problems from older documents—like gaps in the chain of title or a missing signature on an old deed—still exist as issues and whether they have been satisfied or require further cure before the policy can issue. It’s the place you look to see what carries over into the new owner's title and what steps (if any) have been taken to fix it. Understanding this helps you anticipate what the buyer and lender are actually being insured against and what might still need attention at closing.