Best evidence of title is provided by which of the following?

Best evidence of title is provided by which of the following?

• A. Deed
• B. Abstract
• C. Title Insurance
• D. Mortgage

Answer: (C)

The best evidence of title is a title insurance policy. A deed shows who transferred ownership, but it doesn’t guarantee that the title is free of defects or liens; it only proves a transfer from one party to another. An abstract of title provides a summarized history of the title and the recorded encumbrances, but it is not itself proof that the title is marketable or insurable and can become outdated. A mortgage is simply a lien securing a loan and does not prove ownership of the property. A title insurance policy, issued after a title search, confirms insurability and protects against defects or hidden issues, giving the most definitive assurance of title.

The best evidence of title is a title insurance policy. A deed shows who transferred ownership, but it doesn’t guarantee that the title is free of defects or liens; it only proves a transfer from one party to another. An abstract of title provides a summarized history of the title and the recorded encumbrances, but it is not itself proof that the title is marketable or insurable and can become outdated. A mortgage is simply a lien securing a loan and does not prove ownership of the property. A title insurance policy, issued after a title search, confirms insurability and protects against defects or hidden issues, giving the most definitive assurance of title.