DP-1 basic policy covers which perils?

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Multiple Choice

DP-1 basic policy covers which perils?

Explanation:
DP-1 is a basic, named-peril policy, meaning it only covers the hazards specifically listed in the form. Lightning is one of the covered perils, while earthquakes are not. The best choice emphasizes the covered peril (lightning) and the exclusion (earthquakes), which matches how DP-1 works. Other options either imply coverage for hazards not included in DP-1 (like earthquakes or floods) or mix in perils that aren’t part of the basic form, which isn’t how this policy is designed to operate.

DP-1 is a basic, named-peril policy, meaning it only covers the hazards specifically listed in the form. Lightning is one of the covered perils, while earthquakes are not. The best choice emphasizes the covered peril (lightning) and the exclusion (earthquakes), which matches how DP-1 works. Other options either imply coverage for hazards not included in DP-1 (like earthquakes or floods) or mix in perils that aren’t part of the basic form, which isn’t how this policy is designed to operate.

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