Which deed conveys the largest bundle of rights in real property?

Which deed conveys the largest bundle of rights in real property?

• A. General warranty deed
• B. Quitclaim deed
• C. Special warranty deed
• D. Bargain and sale deed

Answer: (A)

The broadest protections in a deed come from a general warranty deed. It promises the grantee that the title is clear not just during the grantor’s ownership, but going back to the earliest owners, and it provides several covenants to defend the title. These typically include seisin (the grantor owns the property and has the right to convey it), against encumbrances (no hidden liens unless stated), quiet enjoyment (the grantee’s possession won’t be disrupted by someone asserting ownership), further assurances (a promise to fix any future title defects), and a defense of title if anyone challenges it. Because these promises cover the entire history and defend the title, this deed conveys the most comprehensive bundle of rights for the grantee. Quitclaim deeds offer no warranties at all, so they convey only whatever interest, if any, the grantor has. Special warranty deeds limit the guarantees to the period of the grantor’s ownership, not the entire history. Bargain and sale deeds typically convey title with little to no warranties about encumbrances. That’s why they provide less protection than a general warranty deed.

The broadest protections in a deed come from a general warranty deed. It promises the grantee that the title is clear not just during the grantor’s ownership, but going back to the earliest owners, and it provides several covenants to defend the title. These typically include seisin (the grantor owns the property and has the right to convey it), against encumbrances (no hidden liens unless stated), quiet enjoyment (the grantee’s possession won’t be disrupted by someone asserting ownership), further assurances (a promise to fix any future title defects), and a defense of title if anyone challenges it. Because these promises cover the entire history and defend the title, this deed conveys the most comprehensive bundle of rights for the grantee.

Quitclaim deeds offer no warranties at all, so they convey only whatever interest, if any, the grantor has. Special warranty deeds limit the guarantees to the period of the grantor’s ownership, not the entire history. Bargain and sale deeds typically convey title with little to no warranties about encumbrances. That’s why they provide less protection than a general warranty deed.