Which deed provides formal assurance as to quality of title?

Which deed provides formal assurance as to quality of title?

• A. Bargain and Sale Deed
• B. Warranty Deed
• C. Quitclaim Deed
• D. Deed

Answer: (B)

The main idea here is how the deed type determines the level of protection the buyer gets about the title. The deed that provides formal assurance as to title quality is the warranty deed. It includes covenants from the grantor—such as ownership of the property, the right to convey it, and that the title is free of encumbrances unless disclosed. Most importantly, it promises to defend the title against claims and to remedy or compensate the grantee if title problems surface. This makes it the strongest form of protection for the person taking title, because it shifts potential risk back onto the grantor rather than the buyer. Bargain and sale deeds convey ownership but usually do not carry the broad warranties about title quality; they may transfer what the grantor has but offer far less protection for hidden defects. Quitclaim deeds transfer whatever interest the grantor has and come with no warranties at all, so they provide the least assurance about title. A generic deed term alone doesn’t specify any warranties, so it doesn’t guarantee title quality.

The main idea here is how the deed type determines the level of protection the buyer gets about the title. The deed that provides formal assurance as to title quality is the warranty deed. It includes covenants from the grantor—such as ownership of the property, the right to convey it, and that the title is free of encumbrances unless disclosed. Most importantly, it promises to defend the title against claims and to remedy or compensate the grantee if title problems surface. This makes it the strongest form of protection for the person taking title, because it shifts potential risk back onto the grantor rather than the buyer.

Bargain and sale deeds convey ownership but usually do not carry the broad warranties about title quality; they may transfer what the grantor has but offer far less protection for hidden defects. Quitclaim deeds transfer whatever interest the grantor has and come with no warranties at all, so they provide the least assurance about title. A generic deed term alone doesn’t specify any warranties, so it doesn’t guarantee title quality.