Which deed transfers ownership with a warranty of title?

Which deed transfers ownership with a warranty of title?

• A. Warranty Deed
• B. Quitclaim Deed
• C. Bargain and Sale Deed
• D. Deed

Answer: (A)

A warranty deed is the one that carries a warranty of title. It includes covenants from the grantor that they own the property (seisin), that there are no undisclosed encumbrances, and that they will defend the title against claims. It also promises to fix any title problems that arise, often through further assurances. Other deeds don’t provide that level of protection. A quitclaim deed transfers whatever interest the grantor has, if any, with no warranties about the title. A bargain and sale deed generally conveys title but without warranties against defects. A generic deed without specified warranties may offer even less protection. So, for a transfer of ownership with a warranty of title, the warranty deed is the appropriate choice.

A warranty deed is the one that carries a warranty of title. It includes covenants from the grantor that they own the property (seisin), that there are no undisclosed encumbrances, and that they will defend the title against claims. It also promises to fix any title problems that arise, often through further assurances.

Other deeds don’t provide that level of protection. A quitclaim deed transfers whatever interest the grantor has, if any, with no warranties about the title. A bargain and sale deed generally conveys title but without warranties against defects. A generic deed without specified warranties may offer even less protection. So, for a transfer of ownership with a warranty of title, the warranty deed is the appropriate choice.