Which statement best defines Chain of Title?

Which statement best defines Chain of Title?

• A. A history of the ownership affecting title to a parcel of land
• B. A list of all taxes assessed
• C. A current deed only
• D. A building permit history

Answer: (A)

Chain of title is the chronological history of every document that transfers or otherwise affects ownership of a property, showing who held title and when from the earliest recorded owner to the current one. This record reveals how ownership passed, any gaps or defects, and whether the title is marketable. It’s not about taxes, it’s not just the current deed, and it has nothing to do with building permit history, which is why the described history of ownership affecting title best defines chain of title.

Chain of title is the chronological history of every document that transfers or otherwise affects ownership of a property, showing who held title and when from the earliest recorded owner to the current one. This record reveals how ownership passed, any gaps or defects, and whether the title is marketable. It’s not about taxes, it’s not just the current deed, and it has nothing to do with building permit history, which is why the described history of ownership affecting title best defines chain of title.