Which term refers to express information or fact; that which is known; direct knowledge?

Which term refers to express information or fact; that which is known; direct knowledge?

• A. Constructive Notice
• B. Abstract of Title
• C. Actual Notice
• D. Easement by Necessity

Answer: (C)

Actual notice is direct knowledge of a fact—what you know for sure because you’ve been told or you’ve seen it firsthand. In title work, this means information you personally learn from someone or observe yourself, not something that exists only in public records. This is different from constructive notice, which is the legal presumption of knowledge because something is contained in public records, even if you haven’t actually learned of it. So when the question refers to express information or fact, that which is known through direct awareness, the term that fits best is actual notice. For example, if the seller tells you there’s a lien on the property and you know it from that conversation, you have actual notice; if the lien is simply recorded in the public records, you have constructive notice even if you don’t personally know about it.

Actual notice is direct knowledge of a fact—what you know for sure because you’ve been told or you’ve seen it firsthand. In title work, this means information you personally learn from someone or observe yourself, not something that exists only in public records. This is different from constructive notice, which is the legal presumption of knowledge because something is contained in public records, even if you haven’t actually learned of it. So when the question refers to express information or fact, that which is known through direct awareness, the term that fits best is actual notice. For example, if the seller tells you there’s a lien on the property and you know it from that conversation, you have actual notice; if the lien is simply recorded in the public records, you have constructive notice even if you don’t personally know about it.