Who is responsible for delivering the policy within 30 days after receipt?

Who is responsible for delivering the policy within 30 days after receipt?

• A. Insured
• B. Insurer
• C. Producer
• D. Title Company

Answer: (C)

Delivery responsibility rests with the producer—the licensed agent who sells the title insurance. Once the premium is received, the policy must be delivered to the insured within 30 days. The insurer issues the policy, but the actual delivery to the insured is handled by the producer, who acts as the intermediary between the insurer and the customer. The insured is the recipient of the policy, not the one delivering it, and the title company is typically involved in the closing process but the delivery obligation sits with the producer.

Delivery responsibility rests with the producer—the licensed agent who sells the title insurance. Once the premium is received, the policy must be delivered to the insured within 30 days. The insurer issues the policy, but the actual delivery to the insured is handled by the producer, who acts as the intermediary between the insurer and the customer. The insured is the recipient of the policy, not the one delivering it, and the title company is typically involved in the closing process but the delivery obligation sits with the producer.